Choose from a wide range of health insurance options for individuals and businesses, along with tailored malpractice coverage through TNP’s affinity program providers.
TNP MEMBER BENEFIT
Access Comprehensive Health & Malpractice Insurance
Texas Nurse Practitioners is pleased to announce a new, members-only benefit designed to help nurse practitioners access affordable, flexible health coverage. TNP has partnered with Association Healthcare as our official Affinity Program provider. Through this partnership, TNP members gain access to individual and group medical, life, disability, dental, and vision plans—many offering savings and features not typically available on the open market.
WHAT THIS BENEFIT INCLUDES
As a TNP member, you now have access to:
- Customized individual and group health plans designed specifically for Texas Nurse Practitioners
- Potential savings of 20–40% compared to similar plans
- First-dollar benefits that can help reduce out-of-pocket costs during emergencies
- Possible waived deductibles and coinsurance for scheduled procedures
- Flexible plan options across multiple insurance carriers
- Potential rollover of unused premiums on select group plans
This new benefit is intended to support NPs at every stage of their career—from early practice to practice ownership—by expanding access to meaningful, cost-conscious healthcare options.
Members interested in exploring available plans are invited to schedule a one-on-one consultation with Association Healthcare:
Michael Hurley
Agent, Association Healthcare
michael@associationhealthcare.com
903-705-8656
Meeting the insurance needs of nursing professionals for more than 45 years.
Your Go-to Resource for Malpractice Insurance
Malpractice Insurance Discounts with NSO
Texas Nurse Practitioners (TNP) partners with Nurses Service Organization (NSO), a leading provider of professional liability (malpractice) insurance solutions and risk management resources for nursing professionals and businesses. For 50 years, NSO has specialized in helping nurses and nurse practitioners protect their licenses, careers, and financial futures.
Through this partnership, TNP highlights malpractice insurance options and discounts designed to support nurses and nurse practitioners at every stage of their careers, from student to new graduate to experienced clinician.
Why Malpractice Insurance Matters
Many nurses and nurse practitioners are surprised to learn how easily they can become involved in a malpractice claim. Even when you follow policies and act in your patient’s best interest, an unexpected outcome may lead to a lawsuit or a licensing board complaint. In these situations, your own professional liability coverage can help:
- Provide legal defense for covered claims or licensing board matters
- Cover settlements or judgments up to the policy limits
- Offer peace of mind so you can focus on providing high-quality patient care
NSO policies are designed specifically for nursing professionals, with coverage features, limits, and risk management resources tailored to your day‑to‑day practice.
New Graduate Discount for Nurse Practitioners
Transitioning from student to practicing NP is an exciting but financially demanding time. NSO’s New Graduate Discount helps ease that transition by significantly reducing malpractice premiums during your first years in practice.
Eligible new NP graduates can receive:
- 60% discount on premiums in the first year
- 40% discount in the second year
- 20% discount in the third year
After the first year, you may be able to further reduce your premium by attending TNP’s Pharmacology Conference or Annual Conference. These conferences not only provide high‑quality continuing education and networking opportunities, but they can also translate into added savings on your malpractice coverage.
Discount for Part-Time Nurse Practitioners
For nurse practitioners who practice part time, NSO offers a 35% discount on malpractice insurance. This discount reflects the reduced clinical exposure associated with part-time practice, while still providing robust protection for your license and professional activities.
If your hours, setting, or role change over time, you can work with NSO to ensure your coverage and rating align with your current practice situation.
Malpractice Coverage for Students
Nursing Students
Many nursing students are unaware that they can be named in a malpractice lawsuit related to patient care provided during clinicals. Relying solely on a school or clinical site’s policy may not fully protect your individual interests.
NSO offers affordable malpractice coverage for nursing students, with rates starting at just $35 per year. This coverage is designed to:
- Protect you during your clinical experiences
- Provide access to legal defense for covered claims
- Offer peace of mind as you gain hands‑on experience in patient care
Nurse Practitioner Students
Nurse practitioner students face increased responsibilities and clinical decision-making as they advance through their programs. To help safeguard this critical stage of your education, NSO offers a dedicated nurse practitioner student rate of $325 per year.
This specialized NP student coverage is tailored to the advanced level of care you provide in your clinical rotations and complements your academic and preceptor support.
